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Mantra Cooperative Banking Software

Mantra Cooperative Banking is a fully integrated core banking solution designed specifically for Nepali cooperatives, including Saving and Credit Cooperatives, Multipurpose Cooperatives, Agricultural Cooperatives, Samudayik Bidhut Cooperatives, and Micro Hydro Cooperatives. The system supports a wide range of operations such as member registration, share management, savings accounts, loan processing, general accounting, and the generation of standard financial reports aligned with the regulatory requirements of the Nepal Government. Built on a branch-based ABBS (Any Branch Banking System) model, it allows members to perform transactions from any branch. The platform is further enhanced by Mobile Banking, which enables users to make utility payments, deposit or withdraw funds, and conduct transactions using QR codes. SMS Banking automatically sends alerts for account balances, deposits, and withdrawals, ensuring members stay informed. The Tab Collection feature empowers field collectors to gather deposits using a mobile app that functions both online and offline, syncing data seamlessly. Mantra Cooperative Banking ensures automated daily backups, robust data security, and system reliability, making it a trusted digital infrastructure for modern cooperative management.


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Features

Key Features Of Mantra Cooperative Banking Software

Share Management

Recording and tracking of member share contributions and transfers.


Savings Accounts

Multiple saving schemes with interest calculation and reporting.

Loan Management

Complete loan lifecycle management including disbursement, EMI calculation, and overdue tracking.


Accounting Module

Fully integrated general ledger with real-time financial reporting.


Standard Reports

Government-compliant reports including balance sheet, income/expense, loan/saving status.

Mobile Banking

Utility bill payment, deposit/withdrawal functionality, QR code-based transactions.


SMS Banking

Automated SMS alerts for deposits, withdrawals, and account inquiries.


Tab Collection

Field data collection through a mobile app with offline/online sync.


Branch-Based ABBS System

Operate and access services from any branch.

Data Backup & Security

Automated backup, user access control, encryption, and data protection mechanisms.