Mantra Cooperative Banking is a fully integrated core banking solution designed specifically for Nepali cooperatives, including Saving and Credit Cooperatives, Multipurpose Cooperatives, Agricultural Cooperatives, Samudayik Bidhut Cooperatives, and Micro Hydro Cooperatives. The system supports a wide range of operations such as member registration, share management, savings accounts, loan processing, general accounting, and the generation of standard financial reports aligned with the regulatory requirements of the Nepal Government. Built on a branch-based ABBS (Any Branch Banking System) model, it allows members to perform transactions from any branch. The platform is further enhanced by Mobile Banking, which enables users to make utility payments, deposit or withdraw funds, and conduct transactions using QR codes. SMS Banking automatically sends alerts for account balances, deposits, and withdrawals, ensuring members stay informed. The Tab Collection feature empowers field collectors to gather deposits using a mobile app that functions both online and offline, syncing data seamlessly. Mantra Cooperative Banking ensures automated daily backups, robust data security, and system reliability, making it a trusted digital infrastructure for modern cooperative management.
Recording and tracking of member share contributions and transfers.
Multiple saving schemes with interest calculation and reporting.
Complete loan lifecycle management including disbursement, EMI calculation, and overdue tracking.
Fully integrated general ledger with real-time financial reporting.
Government-compliant reports including balance sheet, income/expense, loan/saving status.
Utility bill payment, deposit/withdrawal functionality, QR code-based transactions.
Automated SMS alerts for deposits, withdrawals, and account inquiries.
Field data collection through a mobile app with offline/online sync.
Operate and access services from any branch.
Automated backup, user access control, encryption, and data protection mechanisms.